Happy Father's Day!!!!!!!!!!!!

Happy Father's Day to all you lucky fathers out there. My father is 85 and still vibrant (and funny) and I realize how lucky we are to have him. Can't wait to see him in 2 weeks as we welcome another new baby into our family. I am glad he is able to see the family growing.

I say "lucky" father's because just this month my brother in law became a father for the first time. He is 47 years old and he and his wife tried to conceive for years. Finally, after all this time and heartache, they decided they were ready to adopt and now are parents to an adorable 4 month old. All fathers are "lucky" indeed.

Have a great Father's Day!

It's The Bottom Line That Counts

Recently I realized that lenders in a Short Sale don't place as much importance on the reason for a short sale as I thought. They don't seem to care as much about the reason for a hardship as they do the current numbers on the financial pages. Banks deal in hard numbers and as long as the bank is financially pleased, they will approve a short sale. If the numbers do not make financial sense for the investor, the lender will turn down a short sale.
The most important piece of paper submitted to the lender in a short sale is the financial page which outlines the monthly budget. Be sure to be precise and accurate when filling out this page. It is the most important of all those submitted.